Loans
Conventional Mortgage
First time home buyer? Maybe you're looking for the perfect place to retire? Finding the right lender is as important as finding the perfect home. FedTrust Federal Credit Union wants to help you open the door.
We will finance up to 80% of appraised value plus closing costs and up to a 15-year term at a fixed rate. We also offer a five-year balloon with payments calculated on a 30-year term.*
*Balance must be paid in full or refinanced at the current rate after 5 years.
Home Equity Line of Credit
Your home is your haven, and it’s also an important financial asset. As a homeowner, you can borrow against the equity in your home to consolidate debt, finance one-time expenses or keep a lower-interest line of credit open for emergencies. At FedTrust Federal Credit Union, you have options.
Borrow up to 100% of your home’s equity.*
*Appraised value, minus current mortgage balance. Lines are drawn over a 7-year period.
For more information please contact us at (901) 526-6771 or mail@fedtrustfcu.com
Additional Loan Options
Line of Credit
Up to $7,500 and and up to 60 months financing!*
*Line is drawn over a two-year period.
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