Helping Hands Loan

For those currently out of work, or had their hours severely reduced due to COVID-19, we are offering a special "Helping Hands" loan! You must apply for a loan, which will be treated as a standard loan application, as well as provide the following:

  • Copies of your last 4 pay-stubs
  • Need proof of not working/hours cut (i.e. – letter from employer)
Coin jar with little green plant growing out
Piggy bank on table at sunset

Loan Extension Options

If you’re concerned about loan payments during COVID-19, please kindly fill out and submit the linked loan extensions below!

Message to Members Regarding COVID-19

In response to the coronavirus (COVID-19) situation, the credit union has implemented policies and procedures in order to minimize health risks to employees, members, and communities. As part of our preventive measures, branches are performing enhanced disinfecting procedures.

All four of our branches are operating during normal business hours. We are ready to assist you in person, on the telephone, or online. We also provide online banking, mobile banking, mobile deposit, and telephone banking services which can be accessed 24/7. 

The Clifford Davis/ Odell Horton Federal Building has implemented greater restrictions regarding public entry. Those who do not work within the building and are conducting business that does not require being at the Clifford Davis/ Odell Horton Federal Building are encouraged to visit one of our other branches. We sincerely apologize for any inconvenience this may cause. 

We will keep you informed with how we can continue to safely and effectively operate in consideration of any new COVID-19 developments.

Finally, we understand that these times can be difficult. If COVID-19 has negatively impacted your accounts with us, whether by illness, furlough, or quarantine, please let us know. We have programs in place that may be able to help you. Thank you for being a valued member of FedTrust Federal Credit Union! 


Richard A. Ussery, CEO